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IRDAI PoSP · via InsuranceDekho · 40+ Insurers

Insurance That
Actually Protects.

Insurance is separate from investment — and should stay that way. Compare policies from 40+ insurers on InsuranceDekho's IRDAI-licensed platform, with local guidance in Telugu, English and Tamil.

How PoSP via InsuranceDekho works: Insurance products are offered through InsuranceDekho's IRDAI-licensed brokerage platform. I act as a PoSP under their license. All policies are issued directly by the insurer — not by me or InsuranceDekho. Premium goes directly to the insurer; claims are settled directly by the insurer. PoSP registration number available on request. Commission is paid by the insurer — you do not pay me separately.
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Term Life Insurance

Pure protection for your family. ₹1 crore cover from roughly ₹8,000–12,000/year for a healthy 30-year-old — the correct way to protect income, kept separate from investment.

IRDAI · PoSP · InsuranceDekho
Compare term plans →
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Health / Mediclaim

Individual, family floater and top-up plans from 20+ health insurers. One uninsured hospitalisation can wipe out years of SIPs.

IRDAI · PoSP · InsuranceDekho
Compare health plans →
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Group Health Insurance

For small businesses covering employees — group health, personal accident and group term at group rates.

IRDAI · PoSP · InsuranceDekho
Group enquiry →
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Motor / Vehicle Insurance

Comprehensive and third-party cover, compared across 15+ motor insurers instantly. Renewal reminders included.

IRDAI · PoSP · InsuranceDekho
Compare motor plans →
Important: Insurance is regulated by IRDAI — not SEBI or AMFI. PoSP registration and AMFI ARN-309076 are maintained separately. Do not mix insurance and investment. ULIPs, endowment and money-back policies combine both and typically deliver neither optimally — if you hold these, ask for a term + SIP comparison before deciding anything. InsuranceDekho: support@insurancedekho.com | 755 1196 989. IRDAI: igms.irda.gov.in | 155255.
Common Questions

Frequently Asked Questions

Do you sell insurance directly?
No. I am registered as a Point of Sales Person (PoSP) under IRDAI via InsuranceDekho, an IRDAI-licensed insurance broker. Policies are issued directly by the insurer, premiums go directly to the insurer, and claims are settled directly by the insurer.
How much term insurance do I need?
A common guideline is 10–15× annual income. A healthy 30-year-old can typically get ₹1 crore of pure term cover for ₹8,000–12,000 per year — protection should be bought separately from investment.
Should I buy a ULIP or endowment plan?
We generally suggest comparing any bundled product against term insurance plus a SIP before deciding. Bundled products combine insurance and investment and typically deliver neither optimally. If you already hold one, ask us for a term + SIP comparison before surrendering — exit costs matter.
Who regulates this and where do I complain?
Insurance is regulated by IRDAI — separate from SEBI/AMFI. InsuranceDekho support: support@insurancedekho.com / 755 1196 989. IRDAI grievance: igms.irda.gov.in / 155255.

Protection first. Growth second.

Get a term + health cover review before your next SIP — it takes one WhatsApp message.

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