SIP to SWP Lifecycle Calculator — Full Financial Journey India

SIP → SWP Bridge

Build your corpus via SIP during your working years, then switch to SWP for monthly income in retirement. Complete two-phase lifecycle view.

The Complete Investor Lifecycle in One Calculator

Phase 1 (Accumulation): You invest via SIP. Phase 2 (Distribution): You withdraw via SWP. This bridge calculator shows the exact corpus you build in Phase 1 and how long that corpus sustains your lifestyle in Phase 2. The magic is in extending Phase 1 by even 2–3 years — the SWP income in Phase 2 increases dramatically.
Phase 1 — Accumulation (SIP)
25 yrs
12%
Phase 2 — Distribution (SWP)
8%
Corpus at Retirement (End of Phase 1)
₹—
Phase 2 — SWP Duration
Disclaimer: Illustrative only. ARN-309076.