AP Kotak Securities INZ000200137 · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796
Investment Proposal
SIP Growth Calculator
⚠ Mutual Fund investments are subject to market risks. All projections are for illustration only. Not investment advice. ARN-309076.
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SIP Calculator — Monthly SIP Growth India 2026
SIP Growth Calculator
See how your monthly Systematic Investment Plan grows over time, with month-wise and year-wise breakdown.
What is a SIP Calculator?
A SIP (Systematic Investment Plan) calculator computes the future value of fixed monthly investments using compound interest. It applies the formula: FV = P × [((1+r)ⁿ – 1)/r] × (1+r), where P = monthly SIP, r = monthly return rate, n = number of months. Use this tool to plan retirement savings, build an emergency fund, or track any long-term goal.
Your SIP Details
12%
7% Debt12% Equity15% Mid-cap
10 yrs
0%
Increase your SIP by this % every year (Step-up SIP)
No Inflation AdjustmentShow Real Value (6% inflation)
Estimated Corpus
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Conservative Estimate: —
This calculator uses annuity-due (start-of-month SIP). Actual AMC crediting is mid-month or end-of-month, which gives ~0.5–1% lower returns. The conservative estimate above uses ordinary annuity (end-of-month) — consider this your realistic floor.
Disclaimer: This calculator provides illustrative projections based on a constant assumed rate of return. Actual Mutual Fund returns fluctuate and are not guaranteed. This tool does not constitute investment advice. Guduru Anantha Eswari Rajeswari (ARN-309076) is an AMFI Registered Mutual Fund Distributor, not a SEBI Registered Investment Adviser. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Eswari Guduru (ARN-309076) · Guduru Anantha Eswari Rajeswari · AMFI Registered Mutual Fund Distributor · Authorised Person — Kotak Securities Ltd (INZ000200137) · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796 · eswariguduru.com All projections are for illustration only. Returns not guaranteed. Constant assumed rates — actual MF returns fluctuate. Not investment advice. Not a SEBI Registered Investment Adviser. Read all scheme documents before investing. Tax calculations, where applicable, use FY2026-27 slabs — consult a CA for personal advice.
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