Reverse Goal SIP Calculator with Cost of Delay — India
e.g. engineering ₹25–40L, wedding ₹20L, house down-payment ₹15L
Education ~8–10%, general ~6%
Equity funds have historically varied widely; this is an assumption, not a promise
Monthly SIP needed if you start TODAY
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⏳ The Cost of Waiting
Same goal, same date — but you start later. The shortfall must be covered by a bigger SIP:
| If you start… | SIP needed | Extra per month | Extra over the journey |
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📋 Illustration only. Returns are assumed and not guaranteed; actual mutual fund returns fluctuate and can be negative over short periods. Inflation varies by goal type. This tool is educational and is not investment advice or a recommendation of any scheme. Mutual fund investments are subject to market risks — read all scheme related documents carefully. Past performance is not indicative of future results. Guduru Anantha Eswari Rajeswari (ARN-309076) is an AMFI Registered Mutual Fund Distributor, not a SEBI Registered Investment Adviser.