AP Kotak Securities INZ000200137 · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796
Investment Proposal
Lumpsum + SWP Calculator
⚠ Mutual Fund investments are subject to market risks. All projections are for illustration only. Not investment advice. ARN-309076.
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Lumpsum + SWP Calculator — Monthly Income from Lumpsum India
Lumpsum + SWP
Park a lumpsum and withdraw a fixed amount monthly. Ideal for retirees or those with a windfall wanting regular income.
Lumpsum + SWP: The Smarter Fixed Income Alternative
Instead of an FD (which taxes all interest income), a lumpsum in a hybrid/debt fund with a monthly SWP means only the gains portion is taxed — and at a more favourable LTCG rate after 3 years. Your capital works harder and your tax outgo is lower.
Lumpsum Investment
8%
5%
Income Duration
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Disclaimer: Illustrative only. SWP tax treatment depends on fund type and holding period. ARN-309076.
Eswari Guduru (ARN-309076) · Guduru Anantha Eswari Rajeswari · AMFI Registered Mutual Fund Distributor · Authorised Person — Kotak Securities Ltd (INZ000200137) · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796 · eswariguduru.com All projections are for illustration only. Returns not guaranteed. Constant assumed rates — actual MF returns fluctuate. Not investment advice. Not a SEBI Registered Investment Adviser. Read all scheme documents before investing. Tax calculations, where applicable, use FY2026-27 slabs — consult a CA for personal advice.
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