Eswari Guduru

Guduru Anantha Eswari Rajeswari · AMFI MFD ARN-309076

AP Kotak Securities INZ000200137 · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796

Investment Proposal

Lumpsum Investment Calculator

Lumpsum Investment Calculator India — One-Time Investment Growth

Lumpsum Investment Calculator

Calculate how a one-time investment grows over time. Compare with equivalent SIP to make the right choice.

When to Choose Lumpsum Over SIP

Lumpsum works best when markets have corrected 15–20%+ from recent highs, when you have a one-time windfall (bonus, inheritance, property sale), and when your investment horizon exceeds 7 years. For shorter horizons or when markets are near all-time highs, an STP (Systematic Transfer Plan) via a liquid fund is often better than a direct lumpsum.

Investment Details

Lumpsum Amount (₹)

Expected Annual Return

12%

Investment Period

10 yrs

Inflation Rate

Future Value

₹—

Invested

—

Returns

—

CAGR (actual)

—

Real Value

—

Invested %—

Year-wise Growth

Disclaimer: Illustrative only. Past CAGR is not indicative of future returns. ARN-309076.

Discuss with Eswari ← All Calculators

Eswari Guduru (ARN-309076) · Guduru Anantha Eswari Rajeswari · AMFI Registered Mutual Fund Distributor · Authorised Person — Kotak Securities Ltd (INZ000200137) · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796 · eswariguduru.com
All projections are for illustration only. Returns not guaranteed. Constant assumed rates — actual MF returns fluctuate. Not investment advice. Not a SEBI Registered Investment Adviser. Read all scheme documents before investing. Tax calculations, where applicable, use FY2026-27 slabs — consult a CA for personal advice.