AP Kotak Securities INZ000200137 · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796
Investment Proposal
Investment Comparison Calculator
⚠ Mutual Fund investments are subject to market risks. All projections are for illustration only. Not investment advice. ARN-309076.
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Investment Comparison Calculator — MF vs FD vs PPF India
Investment Comparison
Compare SIP in Equity MF vs ELSS vs PPF vs FD vs NPS — same investment, same period, dramatically different outcomes.
Where Should You Put ₹1.5 Lakhs Every Year?
Under Section 80C, you can invest ₹1.5 Lakhs/year across multiple instruments. This calculator puts them side by side on an equal footing — same amount, same years, honest post-tax returns. The differences over 20 years are startling.
Comparison Parameters
20 yrs
📌 80C deductions apply only under the Old Tax Regime. Returns used here are long-term historical averages — not guaranteed.
Disclaimer: Return assumptions: Equity MF 12% CAGR, ELSS 12% CAGR (3yr lock-in), PPF 7.1% (current rate), FD 7% (taxable), NPS 10% (60% tax-free). Actual returns vary significantly. Mutual Fund investments are subject to market risks. Past performance is not indicative of future results. LTCG from equity above ₹1.25L taxed at 12.5%. Tax treatment of PPF is EEE. Consult your CA. ARN-309076.
Eswari Guduru (ARN-309076) · Guduru Anantha Eswari Rajeswari · AMFI Registered Mutual Fund Distributor · Authorised Person — Kotak Securities Ltd (INZ000200137) · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796 · eswariguduru.com All projections are for illustration only. Returns not guaranteed. Constant assumed rates — actual MF returns fluctuate. Not investment advice. Not a SEBI Registered Investment Adviser. Read all scheme documents before investing. Tax calculations, where applicable, use FY2026-27 slabs — consult a CA for personal advice.
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