Inflation Calculator India — Real Value of Money Over Time

Inflation Impact Calculator

Understand what your money will actually be worth in the future — and how much you need to invest today to maintain your purchasing power.

Why ₹10 Lakhs Today Is NOT ₹10 Lakhs in 10 Years

At 6% inflation, ₹10 Lakhs today will have the purchasing power of only ₹5.58 Lakhs in 10 years. That FD giving you 7% interest? After 6% inflation, your real return is just 1%. This calculator shows the true erosion of money and what investment return you need to stay ahead of inflation.

Your Inflation Scenario

Current Monthly Expenses (₹)

Inflation Rate (%)

4% Optimistic 6% Realistic 10% Education

Years Ahead

10 yrs

Your Current Savings / FD / Investment (₹)

Return on Your Investment (%)

What ₹ You Need in Future

₹—

Today

—

In Future

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Purchasing Power Lost

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Real Return on Savings

—

SIP to Beat Inflation

₹—

Year-wise Purchasing Power Erosion

Disclaimer: Illustrative only. Actual inflation rates vary. This is not investment advice. ARN-309076.

Discuss with Eswari ← All Calculators

Eswari Guduru (ARN-309076) · Guduru Anantha Eswari Rajeswari · AMFI Registered Mutual Fund Distributor · Authorised Person — Kotak Securities Ltd (INZ000200137) · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796 · eswariguduru.com
All projections are for illustration only. Returns not guaranteed. Constant assumed rates — actual MF returns fluctuate. Not investment advice. Not a SEBI Registered Investment Adviser. Read all scheme documents before investing. Tax calculations, where applicable, use FY2026-27 slabs — consult a CA for personal advice.