Children's Education Fund Calculator India

Children's Education Fund Calculator

Education inflation in India runs at 10–12% per year. Plan your child's higher education fund now before costs become unmanageable.

Education Inflation in India — The Brutal Reality

An engineering degree that costs ₹6L today will cost ₹16L in 10 years at 10% education inflation. An MBA that costs ₹20L today will cost ₹52L. Parents who start a dedicated education SIP when the child is born need only ₹3,000–5,000/month. Parents who wait until age 10 need ₹25,000–40,000/month for the same goal. Start now.

Education Planning Details

Child's Current Age

Target Education Age

Course Type

Current Cost of Education (₹)

Education Inflation (%)

10%

Expected Investment Return (%)

12%

Existing Savings for Education (₹)

Future Education Cost

₹—

Years to Plan

—

Monthly SIP Required

—

If Started at Birth

—

Extra Cost of Delay

—

Existing savings coverage0%

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Year-wise Savings Progress

Disclaimer: Education cost projections are illustrative. International costs are indicative in INR at approximate exchange rates. Actual costs, exchange rates, and scholarship availability will vary significantly. ARN-309076.

Discuss with Eswari ← All Calculators

Eswari Guduru (ARN-309076) · Guduru Anantha Eswari Rajeswari · AMFI Registered Mutual Fund Distributor · Authorised Person — Kotak Securities Ltd (INZ000200137) · NSE AP AP0291573301 · Boduppal, Hyderabad 500092 · +91 79959 72796 · eswariguduru.com
All projections are for illustration only. Returns not guaranteed. Constant assumed rates — actual MF returns fluctuate. Not investment advice. Not a SEBI Registered Investment Adviser. Read all scheme documents before investing. Tax calculations, where applicable, use FY2026-27 slabs — consult a CA for personal advice.